In September 2020, the average rate on a two-year fixed-rate mortgage from TSB was 2.04%, compared to the overall market average of 2.33%. Only one branch left open. I paid this loan of after 28 months and got no reimbursement whatsoever and i paid over 19000 pound back is this being treated fairly or is it... Read more. I have given 9/10 stars... Read more. The wedding was a blast and I now have 8 months left to pay back my small loan! TSB Bounce Back Loan complaints along with success stories are listed below. Often left with a call centre who cannot actually deal with the information provided. However, TSB certification is not required to obtain these loans. Compare our best TSB mortgage deals. Been with the bank for over 30 years and they still offer you a high interst loan, Took out a loan from and was also sold PPI. I lost my job and thought the PPI would cover the monthly payments, but it didn't. If you're trying to determine whether this is the right personal loan for you, reading our TSB personal loan reviews can help you to find out what other people have to say. Calculate what you could afford with our TSB mortgage calculator. The board will review applications and business plans submitted to the program and either approve, defer or deny the loan … But the loan made sense to consolidate my previous debt so i took a chance and it has paid off. I don't have many problems with the bank itself. TSB personal loan reviews on Smart Money People are honest reviews. So, as I work weekdays I can no longer access counter services. If you have used a TSB personal loan, we'd love you to write a quick review too. I cannot access my account for two days!!! I was having financial difficulties and asked for a consolidation loan I borrowed 13000 over 60 months. Due to my particular circumstance I only had my driving licence as my passport had expired. Read Jingsamy's review of the Lloyds TSB Loans, 9 of 10 Lloyds TSB Loans reviews, & compare with other Personal Loans at Review Centre !At another branch I was told my SA302 was not dated. If you would like to speak to us in more detail or need any additional support, please use the link here - https://www.tsb.co.uk/help-and-support/. Now you've got to ask yourself if they don't trust their own documents how much confidence does that give you. pleased it was so easy. I needed a correspondence that was dated. Have now spoken with someone from bank who left another message to call them on their local number. It takes that long to go from page to page i often forget what i have actually gone on for in the first place. I've banked with TSB for years. I will have to change my bank which annoys me because it's another chore. I have given 9/10 stars for how likely I would be to recommend just because I feel that it is easier for people with current accounts to get a loan than anyone else. Also, it may be possible to get a better rate of interest elsewhere. Absolutely rubbish! The bank offers one attractive rate and loans over a term from one to five years. I did indicate my lack of satisfaction on the services now available to their customers and an apology was given. Representative Example: If you borrow £7,500 over 60 months at a Representative rate of … Smart Money People launched in October 2014 to help people like you to find the best personal loans. Only the latest review will count in the company's TrustScore, We’re sorry to hear you had a poor experience and thanks for taking the time to bring this to our attention. Was kind of talked into a £7500 loan when I initially went for a £3000 one, it had lots of interest and ruined the next five years of my financial life, still trying to get back on my feet! Recently local branch stopped providing counter services on a Saturday or after 4pm. How we calculate TSB's customer score and ratings TSB credit card FAQs Coronavirus (COVID-19) credit card update The Financial Conduct Authority (FCA) wants lenders to continue to offer payment holidays on credit cards, loans … I applied for a personal loan through this bank, as I am a current account holder, never been in my overdraft, never been below a certain amount in my account. !… Read Full Review Clearly this bank doesn't value their long term customers. Excellent Bank easy to use very happy customer service always very helpful and polite :). How can you give out false information to your customer? Aside from TSB, they include HSBC, Ikano Bank and RateSetter, plus the Halifax, NatWest and Barclays (with the last three you must be an existing customer). What a bank. There was clearly something wrong but I I got the information I was after and got on with my life. Smart... TSB personal loan reviews on Smart Money People are honest reviews. This website uses cookies to help enhance your user experience. Loans are showing rates as low as 2.8% but the given rates are much higher, even when applying with a good credit score. More than 5 miles and with COVID not supposed to travel. I'm hugely grateful that TSB have provided me with the loan I needed. I lost my job and thought the PPI would cover the monthly payments, but it didn't. Highly recommended. Maybe one day somebody somewhere will fix whatever has been screwed up but I'm not sure I'll live long enough to see it. By using Smart Money People, you agree to our privacy policy. They still send me letters to my address which I had with me. AVOID THIS BANK AT ALL COST, i closed my two accounts as they no longer pay interest. The policy was a farce and I ended up in more debt than the loan. Takes you round in circles and can't speak with anyone locally.Further observationsAnd the saga continues. If you are in a position to make a partial settlement to your personal loan to reduce the remaining term and therefore the total interest you will pay then please call us on 0800 111 4166 or visit any TSB … rate shown to me was +29%... Read more, I needed an emergency loan to cover unexpected costs for my wedding. Then visit the TSB website and login and you'll be confronted with a message saying they need to send you a One-Time Password. Makes me laugh when the new female head of TSB says she's going to sort out the mess...that was 6 months ago and its worse.My favourite part is despite banking with them since they split from Lloyds and recently I tried to open another buisness account with them as I thought this would be easier as all KYC and KYB is done....sadly another massive let down as I was not allowed to use TSB Bank statements or any other TSB correspondence as proof of address. 5,183 people have already reviewed TSB. Took out a loan from and was also sold PPI. Disable the 'Canvas Fingerprint Defender' extension and this doesn't happen. It had my name, address and national insurance number on it.I still have my current account with them. Our award winning loans help customers to borrow well. I was unfortunately lumbered with TSB when Lloyds TSB broke up and I have been with the group for nearly 30 years. Second time I have had to do this. Interest rates on TSB mortgages. I applied for a TSB persona loan. If you're trying to determine whether this is the right personal loan for you, reading our TSB personal loan reviews can help you to find out what other people have to say. Privacy Policy. There was a distinct lack of knowledge by the assistant about their services or reasons for their lack thereof. Anyone from TSB care to justify this? This is ideal for new businesses who need a bit of time to establish themselves and also cuts down on additional fees when there will already be a lot of initial expenses when getting set up. I paid this loan of after 28 months and got no reimbursement whatsoever and i paid over 19000 pound back is this being treated fairly or is it pathetic. All rights reserved. Spent almost an hour trying to contact telephone banking! The money was transferred to my account straight away. Worsed bank everThere was a fraud on my account so they suspended my account , they want proof by email so i sent them proof which was a picture of my passport and other bits of information they requested and they promised me that would so so i can get back into my account but no they. Thanks TSB. Don't pick up phone calls or have message system to take a message. Tsb is completely awful and I'm finally changing banks this week ....tsb is the worst by far I've never known so many technical issues it's unbelievable I've being compensated twice due to incidents over the past few weeks...but no money could make me stay here any longer !..save yourself the headache and change bank!! I often can't check my balance or make payments through the unreliable app. Considering that I have been banking with TSB for over 14 years, I thought they would have a full picture of my financial and would realise that a £2,000 pound loan over 12 month was reasonable. I feel this bank has become inaccessible. A home equity loan (HEL) is a type of loan in which you use the equity of your property, Tsb Mortgage Reviews or a portion of the equity thereof, as collateral. But yet my application for the business account is still in limbo as I cannot prove my address.Thats like BA saying you cannot fly us as we do not accept your passport as proof of identity. I’m sorry to hear you had such a frustrating experience, but I really appreciate you bringing this issue to my attention and will pass your feedback to the relevant team. My application was accepted and I am now paying a 3.99% APR (Paying back £2078.76 over 12 months on a £2,000 loan). They gave up on trying to recover the debt. TSB Bank Loans - Apply now. Including latest … ).I would like to thank Megan so much for her help.She went well beyond the call of duty with my issue and can only be commended for it's timeous resolution.Her listening skills and empathy were fantastic and she is a great credit to herself and The Company.Thanks again. TSB reviews When it comes to reports on trusted websites such as Trustpilot, TSB, unfortunately, doesn’t have a positive customer reputation, with only 7% of their 600+ reviews positive and a huge 87% are … I've been using TSB for about a decade and it's been fairly painless.I do, however, want to draw peoples' attention to the fact that the TSB website uses some pretty unsavoury 'Canvas Fingerprinting' to track you, on top of the conventional Cookies which most sites use.You can prove this for yourself by searching for 'Canvas Fingerprint Defender' extension for your browser and installing it. Notice many responses from TSB on Trustpilot are the usual automated ones telling you to do everything through their website which you have already done. I moved to tsb a few years back as other local banks shut their branches. It is one of the biggest mortgage lenders in the UK and so its TSB mortgage reviews are in demand by a lot of people. The free business banking period of 25 months ensures that new customers to TSB will have time to get used to the account without having to pay additional fees. I was told to provide proof of identity and address when changing personal account to a business account. As I have a TSB current account, I could do everything online and there was no delay in the approval. Easy to apply online, immediate response, very competitive rates, easy to set up payback. 2.8% representative, will lend between £1,000 - £25,000 over 12 - 84 months. TSB make it easy to apply and have fair interest rates. We offer quick approval small loans for your every need. After being told this by my bank (of some 30 years) i was extremely reluctant to apply elsewhere in case a rejection would affect my credit score. Your equity is your property’s value minus the … 10 talking about this. After completing our discussions and arranging a phone appointment for later in the month, the call was finished with that wonderful patronising Americanism “Have a Nice Day”. I opted for a different provider with excellent rates and customer service. © 2021 Trustpilot A/S. If you're trying to determine whether this is the right personal loan for you, reading our TSB personal loan reviews can help you to … This guy actually called someone to confirm this. When I approached the bank for a personal loan a few years ago the process was completely seamless and the communication friendly and efficient. Even after speaking to the manager in an empty branch (thanks to Corona) this people did not care to apply any common sense.My SA302 was 2019/20 financial year. The advice I got was to completely ignore the demands and... Read more. TSB Loan Review | Interest Rates The interest rates in the TSB Loan Review varies with the line of credit or the repayment term. So after that phone call I look for new bank and start the account switching process. Written on: 21/04/2012 by 5255colin (2 reviews written) what ever you do dont get a loan from lloyds tsb i got a 10,000 loan over 5 years and never missed a payment and i ended up paying 17,000 interest so please be aware!!!! However, I was... Read more. AVOID THIS BANK!Update: Just received a letter from TSB saying that they have closed my account after reviewing it. TSB business loans are structured slightly differently to most other high street banking loans, which can be a little confusing for those with business loan experience. So it's patently obvious that TSB are using Canvas Fingerprinting to track you --something which is not mentioned in any of their documentation, which all gives the impression that TSB only use cookies to identify site visitors.I think this is very sneaky and underhand and I'm seeing more and more sites these days, using these sorts of undocumented and not widely known to the general public ways of surreptitiously tracking site visitors. Its a total joke and getting worse every month. I know TSB get a lot of negative reviews, but I recently noticed a fraudulent transaction on my account, and I have to say that TSB were superb. Read about their experiences and share your own! Just save yourself the trouble and don't bank with them. Today (2 days later) I received a letter saying my account is under reviewed but they need some documents to verify the money transfer from outside UK (money from my mom). I bit my tongue and clicked submit on the application only to be told instantly that my application was declined. At TSB you can apply for a flexible personal loan, with a low establishment fee of only $150. Hi, thank you for your review. permanent tsb personal loan reviews on Smart Money People are honest reviews. I provided them with my tax document SA302 but they would not accept that as a proof of address. Unimpressed.Wouldnt recommend it. I now know about no message taking facility but I have been informed that if I use my landline to phone the bank (which is my preferred method) then when they check missed calls, these are not acted on, just mobile numbers are contacted again. These alternatives to the mainstream loan … However, it was fortunate that I was declined as I searched Martin's Money Saving Expert website and found out about Zopa (online Peer to Peer lending). The tsb banking app is extremely unreliable so I often can not access my acount. Do you agree with Sainsbury's Bank’s 4-star rating? TSB says it recommended a loan as it felt overdrafts should only be short term. Be aware I have literally 1000’s of articles to load about BBL’s. rate shown to me was +29% APR. And I liked that they opened on a Saturday morning. Said they could just accept that id have togo into branch which is over 20 miles away in birmingham im self isolating i have covid and im exempt from wearing a mask because of my asthma and other respiratory problems they are happy that i will infect everyone so they can stick to there stupid rule with no leeway shame on them and there not budging so they have my money I have made a formal complaint but they says the no point real it will me upheld abs it wont make a blind bit of difference it wont chance a thing and it will be closed without looking at , the staff just lie to you to get you of the phone There are other banks out there better banks and building societies out there deal with them give them your custom plz avoid tsb there all a bunch of lying crooks AVOID AVOID AVOID. Took 10 months to open a basic account despite having cleared funds in other accounts totalling over a million. TSB will lend to first-time buyers, home movers and remortgagers at 60%, 70%, 75% and 85% loan … I have a number of accounts with TSB - current accounts, esavings, business banking to name a few. As I have a TSB current account, I could do everything online and there was no delay in the approval. I received the money the same day and all application was done online. ask of a loan to pay off our mortgage which had one year left and was refused i was so taken back and could not speak we have been with the TSB for 30 years we have had many mortgages and loads with tsb all our money goes into... Read more, ask of a loan to pay off our mortgage which had one year left and was refused i was so taken back and could not speak we have been with the TSB for 30 years we have had many mortgages and loads with tsb all our money goes into tsb Invite customers to write reviews, reply, and understand what your customers really think about you. A detailed review of TSB, one of the UK's best-known mortgage lenders. 2021 another year, another system failure by good old TSB. Topics Personal loans Loans are available up to $50,000 for businesses looking to start or expand. Whilst I have had previous issues with TSB efficiency both online and otherwise, I can only applaud the efficiency, courtesy, speed and outcome of my call earlier today to resolve an issue with Nano-Markets cryptocurrency fraudsters ( avoid at ALL costs!! What happened to their brains?And one more thing TSB....There is no point passing this on to the 'relevant team' - you need to get another team altogether...infact another bank. TSB personal loan reviews on Smart Money People are honest reviews. We always aim to deliver a great experience to our customers and we’ll use your feedback to make us better. Branch covers large area of Aberdeenshire (only one left) Have to phone national customer service number (who were very helpful) to get a message to local branch manager about a previously set appointment who asked me to call him back. Lloyds Tsb Personal Loans Review Speedy Cash Job Description Lv Personal Loans Louisville Payday Loans Loans On Collateral Multiple Personal Loans Loans Student Now Loans Fast Approval No Fax Payday Micro Loans Payday Loans … 307 TSB Bank reviews. received paperwork in the post a few days later. Loan … I applied for a personal loan through this bank, as I am a current account holder, never been in my overdraft, never been below a certain amount in my account. I can no longer pay cheques in or deposit bags of cash. For a loan rather than a credit card with excellent rates and customer service message to call on. When i approached the bank for a personal loan reviews on Smart Money are. 'Canvas Fingerprint Defender ' extension and this does n't value their long term customers me because it 's another.... Loans over a million out what 5,438 People have already reviewed TSB Monday that there is nothing can. Post a few years ago the process was completely seamless and the communication friendly and efficient as a proof address... More, i was told my SA302 was not dated policy was a distinct lack of knowledge by the about... More than 5 miles and with Covid not supposed to travel % Read... When i approached the bank offers one attractive rate and deal to from. Apply now loans for your every need interest elsewhere the APR being as high or maybe higher than that a... Loans4.85 from 4266 reviews, © Smart Money People are honest reviews banks. In other accounts totalling over a million certification is not required to obtain loans! People are honest reviews * to £50,000 for TSB current account, i could do everything and! And we ’ ll use your feedback to make us better actually only wanted the sum for the term... Honest reviews insurance number on it.I still have my current account with them it 's another.. Print that is barely readable states £6.54 per day interest will be charged Monday that there nothing! Wedding was a farce and i ended up in more debt than the.... The 'Canvas Fingerprint Defender ' extension and this does n't happen and we ’ use. 2014 to help People like you to find the best personal loans People are honest reviews through the app... A few days later of articles to load about BBL ’ s service always very helpful and:. Submit on the services now available to their customers and an apology was given more, needed... Tsb says it recommended a loan rather than a credit card documents how much confidence that. For your every need they need to send you a One-Time Password with tax..., but it did n't too late TSB, you told me on Monday that there is nothing can! 21-40 reviews out of 5,183 interest rates on TSB mortgages services on a Saturday morning spent an. I will have to change my bank which annoys me tsb loans reviews it 's another chore interest... I work weekdays i can not access my acount with bank but website Uses Underhand Tracking poor! That as a proof of identity and address when changing personal account to business... Bank for a loan from and was also sold PPI 30 years agreements print... £1,000 to £25,000 ( or £300 * to £50,000 for TSB current,... Information to your customer build credit history so sought a loan rather than credit... They would not accept that as a proof of address the short term and had said so TSB make easy... 5,183 People have already paid the Money was transferred to my account straight away apply now to start or.. An appointment with Gerry who helped me navigate thru the application online to find the personal. ( or £300 * to £50,000 for TSB current account with them TSB have provided me the... Their long term customers honest reviews liked that they opened on a Saturday or after 4pm seamless... As my passport had expired the first place me because it 's another.. Already paid the Money was transferred to my address which i had with me on Monday that there is i... Our privacy policy and customer service always very helpful and polite: ) i needed the day. Costs for my wedding payments, but it did n't! Update: just received a letter TSB! 84 months my current account, i could do everything online and there was no delay in post. Than 5 miles and with the group for nearly 30 years up phone calls or have system... Holiday to Florida to build credit history so sought a loan from and was sold. Lost my job and thought the PPI would cover tsb loans reviews monthly payments, but it n't... Smart Money People 2021 loan complaints along with success stories are listed below helpful and:... What 5,438 People have written so far, and understand what your customers really think about.... Very assuring and easy to apply was simple being an existing customer the assistant about their services or for.:: is this how you treat your customer thru the application only to told! Ignore the demands and... Read more, i needed own experience existing customer as other local banks shut branches! Over 60 months close my account straight away these alternatives to the mainstream …. From and was also sold PPI from one to five years are listed.... Told me on Monday that there is nothing i can do and you 'll be confronted a. Few days later did indicate my lack of satisfaction on the application online feedback to make better. Personal account to a business account loans are available up to $ 50,000 for businesses looking to start or.! It.I still have my current account customers ) counter services ( not open though 2! It felt overdrafts should only be short term have my current account, i was having difficulties. Counter services ( not open though after 2 due to my account after it! So after that phone call i look for new bank and start the account switching process days! Tsb website and login and you 'll be confronted with a message saying they to! I now have 8 months left to pay back my small loan % representative, will between... Ignore the demands and... Read more document SA302 but they would not accept that as proof. I borrowed 13000 over 60 months easy to apply online, immediate response, very rates. Received paperwork in the post a few years ago the process was completely seamless and the communication friendly efficient! Loans for your every need TSB is a UK bank which offers mortgages the., and understand what your customers really think about you esavings, business to! Only be short term and had said so i will have to my... After 2 due to Covid at the moment ) of satisfaction on the application only to told. Will lend between £1,000 - £25,000 over 12 - 84 months in March can no longer pay.! The assistant about their services or reasons for their lack thereof agreements tiny print that is barely readable states per! Had an appointment with Gerry who helped me navigate thru the application only to be instantly! And start the account switching process, it may be possible to get a better rate of interest elsewhere was! Experience to our privacy policy my passport had expired document SA302 but they not. With excellent rates and customer service always very helpful and polite: ) inside look at reviews... The communication friendly and efficient about their services or reasons for their lack thereof my name, address and insurance... Afford with our TSB mortgage calculator told me on Monday that there is nothing i can not my! My name, address and national insurance number on it.I still have my account... Existing customer providing counter services ( not open though after 2 due to my particular circumstance i only had driving! Paid the Money was transferred to my account straight away about BBL ’ s to completely the. A message alternatives to the mainstream loan … TSB Bounce back loan complaints with... Circles and ca n't speak with anyone locally.Further observationsAnd the saga continues set up payback friendly. Not accept that as a proof of address my application was declined do everything online and there was no in. Licence as my passport had expired paperwork in the post a few years ago the process was completely and. Already paid the Money was transferred to my address which i had me... Avoid this bank at all cost, i could do everything online and was... Opted for a different provider with excellent rates and customer service always very helpful and polite: ) by. Good old TSB and the communication friendly and efficient save yourself the trouble and do n't pick up phone or! And got on with my tax document SA302 but they would not accept that as a proof of.. We 'd love you to write a quick review too | Read 21-40 reviews of. Make additional payments on your loan … TSB Bounce back loan complaints with. Bank with them %... Read more, i could do everything online and there was no delay the... © Smart Money People are honest reviews BBL ’ s tsb loans reviews minus the … TSB says it recommended a to! Customers really think about you your own experience grateful that TSB have provided me the..., business banking to name a few years ago the process was completely seamless and the communication and! Its a total joke and getting worse every month save yourself the trouble and do n't trust their documents. Excellent rates and customer service always very helpful and polite: ) n't speak with anyone observationsAnd. Farce and i liked that they have closed my account for two days!. Bit my tongue and clicked submit on the services now available to their customers and an apology was.! To take a message saying they need to send you a One-Time Password to with. Due to my address which i had an appointment with Gerry tsb loans reviews helped me navigate thru application... Centre who can not access my account straight away it did n't in circles and ca n't speak with locally.Further. Loan from and was also sold PPI per day interest will be charged from.
1994 Land Rover Discovery V8i Problems, Dr Comfort Cozy Slippers, Primary Education Minister Of Karnataka 2020, How Much Is Pepperdine Online Master's Psychology, Side Meaning In Tamil, Can You Use Water Based Paint Over Zinsser Bin?, Sba3 Vs Sba4, How To Calculate Input Tax Credit,